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See how step and differential pay works across New York State, and how graduate credits from Credits for Teachers can move you to a higher pay lane — often before you finish a full degree.
Explore Graduate-Level CoursesNew York does not use a single statewide salary schedule — each of the state's roughly 700 school districts negotiates its own pay scale with its local teachers' union. What's consistent across nearly all of them is the underlying structure: a step (years of service) and a differential (your highest educational credential — BA, BA+30, MA, MA+30, and beyond). The examples below use the New York City Department of Education, the largest school system in the country and the one most New York teachers benchmark against, but the same step-and-differential logic applies statewide — check your own district's contract for exact figures.
The part most teachers miss: you don't need a full master's degree to move to a higher differential. In NYC's system, earning graduate credits alone — BA+30, for example — moves you to a higher pay lane even before you complete a degree. This is exactly what Credits for Teachers courses are built for: real graduate credit, applied directly to your differential.
As of September 14, 2026, new NYC teachers start at $71,314 with a bachelor's degree or $80,166 with a master's degree. New hires can also receive credit for up to 7.5 years of prior teaching experience, placing them higher on the step schedule from day one.
| Career Stage | BA Differential | MA Differential | MA+30 / Max Differential |
|---|---|---|---|
| Starting (Step 1A) | $71,314 | $80,166 | — |
| Top of Scale* (Step 8B + 22-yr longevity) | $128,051 | $138,920 | $145,156 |
*Top-of-scale figures reflect the UFT salary schedule base rates prior to the September 2026 contract increase; check UFT's current published schedule for the exact figure in effect today. Starting salary figures are current as of September 14, 2026, per NYC Public Schools.
What this means: moving from a BA to an MA+30 differential is worth roughly $74,000 more per year at the top of the NYC scale — and every graduate credit you earn moves you toward that differential, whether or not you're pursuing a full degree.
Steps advance twice a year for your first eight years (1A through 8B). After that, NYC teachers receive additional longevity increases at 5, 10, 13, 15, 18, 20, and 22 years of service — on top of whatever differential you've reached. Because longevity stacks independently of your differential, moving up a differential lane earlier in your career compounds over your entire time in the system.
Every graduate semester credit you earn through Credits for Teachers can be applied toward your district's differential requirements — moving you from a BA lane toward BA+30, MA, or beyond. Because differentials are based on credits earned, not just a completed degree, coursework you finish this year can affect your paycheck starting the very next pay period your district processes differential changes.
Based on the current UFT teacher salary schedule (effective September 14, 2026), applied at each career milestone across a 25-year career. Actual future earnings will also reflect further contract increases not included here.
District policies vary: we recommend confirming with your district HR department that our graduate-level courses will count toward your specific differential requirements. Use our District Credit Approval Tool → to check your district before enrolling.
We've carefully selected Nationally Accepted & Accredited University Partners so you can earn graduate credits recognized for differential advancement in districts across New York State.
Choose from our catalog of graduate-level, self-paced online courses from a regionally accredited university partner.
All courses are 100% online and self-paced. Most teachers finish a 3-credit course in 4–8 weeks while continuing to teach full-time.
Your university partner provides an official transcript. Submit it to your district HR department to apply it toward your differential.
"I didn't realize how much the differential difference added up over a full career. Moving from BA to BA+30 changed my paycheck within a semester of submitting my transcript."
"The courses fit around my schedule and my district accepted the credits without any issues. I'm already planning my next set of courses toward MA+30."
No. New York's roughly 700 school districts each negotiate their own salary schedule with their local union. Nearly all use the same underlying step-and-differential structure, but exact dollar figures vary significantly by district. Districts closer to New York City and Long Island generally pay more than upstate and rural districts, reflecting cost-of-living differences.
No. Most New York districts, including NYC DOE, use differentials based on credits earned, not just completed degrees. Earning 30 graduate credits beyond your bachelor's (a "BA+30" differential) typically increases your pay even without finishing a master's degree.
Most districts accept graduate credits from regionally accredited universities, but policies vary by district. We recommend confirming with your district HR department before enrolling, and using our District Credit Approval Tool to check your specific district.
For the first eight years, NYC teachers move up two steps per year (e.g., 1A to 1B) with continuous service and a satisfactory evaluation, reaching Step 8B. After that, additional "longevity" increases are added at 5, 10, 13, 15, 18, 20, and 22 years of NYC service, on top of whatever differential lane you've reached.
Yes. All courses are 100% online and self-paced, with no live sessions to attend. Most teachers complete a 3-credit course in 4–8 weeks while continuing to teach full-time.
We've partnered with Affirm to offer flexible payment options. For licenses and disclosures, see affirm.com/licenses.
PLEASE NOTE: The content provided on this page is solely for informational purposes and does not exempt users from their responsibility to confirm that our courses meet their district's specific differential and salary advancement requirements. Please check with your district HR department for up-to-date policies.